Get started with essential personal finance tips
Budgeting
: Track income and expenses, and prioritize essentials
Emergency Fund
: Save 3-6 months of expenses for emergencies
Debt Management
: Pay off high-interest debts first
Savings Goals
: Set specific, achievable saving goals
Credit Score
: Maintain it with timely payments and low credit utilization
Retirement Savings
: Contribute to retirement accounts like 401(k) or IRA
Insurance
: Ensure health, car, and life insurance coverage
Investing
: Start with basics—stocks, bonds, or mutual funds
Financial Planning
: Regularly review financial goals and adjust
Smart Spending
: Distinguish between needs and wants